Most people have probably heard that they should have savings put away. However, despite knowing that they should have savings, many people fail to have any. Unfortunately, savings is more important than ever when you have a family to look after. It’s critical that you have money put aside so . . .

The birthday of someone close to you is always a reason to celebrate, but when you are on a budget, it’s difficult to find a birthday gift that will neither blow your budget nor your reputation. After all, we don’t want to secretly be called a cheapskate, but there’s no point blowing money purely . . .

  After some consideration, you finally decide to sell your house. Before doing so, there are a few things you need to do to ensure that you will sell it at a price that turns a handsome profit. You can also sell it quickly so you can move forward. Ask for experts to do a home . . .

  Looking for a new apartment to move into involves time and energy. When your current contract is up, and you don't want to renew, you don't want to rush finding a new place to move into. There will be a lot of research involved and time to decide whether a neighborhood will suit you . . .

When you first start in the world of work, the thought of retirement doesn't really enter the picture. In fact, most of us think it just won't happen. Some of us will even go to the extent of not contributing to a pension pot - just because the retirement period is such a distance away. Of . . .